TO INCREASE YOUR PURCHASING POWER
have been pre-qualified, but not for the amount you would like.
Below I will list three of the common obstacles to qualifying
for a home and some possible solutions to each.
Long Term Debt-
Consolidate your debt into one loan.
off long term debt by using some of your cash and making a lower
one of your assets to pay off some debt.
Income from alimony, child support, bonuses, overtime, or future
raises might be considered in qualifying for a loan.
Find a Co-Mortgager who is willing to go on the loan with you
to help make qualifying easier.
Make a higher down payment.
Consider a financing option that will allow you to stretch your
purchasing power, such as a FHA loan, adjustable rate mortgage
or balloon financing.
Repair your credit file by contacting creditors and requesting
that negative information be removed from your records.
Pay off outstanding judgments, liens and collections.
Re-establish good credit with a secured credit card.
Calculators | Prequalification Application
step by step guide of
what is involved in buying a home.
Why Should I Use an Agent?
Buyer Cost Breakdown
Items Needed at Loan Application
Increase Your Purchasing Power
Obtaining the Down Payment
What to Avoid
Types of Loans
Mortgage Glossary of Terms
Services I Will Provide